Financial Literacy 10

October 30, 2026

FL10 – Cyber School Course Outline

The instructor for this course is MJ Sherven

Course History

First Offered in 2024

Developed by MJ Sherven

Synopsis - Financial Literacy 10 introduces the knowledge and skills required to make responsible financial decisions. The course focuses on critical thinking, financial empowerment and well-being and reflects the big ideas of financial literacy: earning, saving, investing, spending, borrowing, sharing, and protecting. As they learn about the relationship between.

Section # and Lesson Content	Assignments/Talking Circles/Journals Days To Complete
#1 Financial Influences Curriculum: FL10.1 FL10.2 – Factors affecting financial decisions - Needs vs Wants - Finances and Well-Being	Assignments: - Introduce Yourself - Money Profile - Factors Affecting Financial Decisions - Needs vs Wants 5 Journals	25 Days to complete Section #1 (adjust # of days if you wish to complete the course sooner).
#2 Employment Curriculum: FL10.3 FL10.4 - Financial Institutions in Sask & Canada - SIN/Birth Certificate/Health Card - Employment - Earning an Income - Income Taxes - Treaties and Economic Impact	Assignments: - Government-Issued ID - Types of Employment - Applying For a Job - Income Taxes – Two Parts - Indigenous Economic Reconciliation 3 Journals	25 Days to complete Section #2 (adjust # of days if you wish to complete the course sooner).
#3 Budgeting Curriculum: FL10.5 FL10.6 - Budgeting - Personal Goals - Savings Mindset - Investing	Assignments: - Budgeting - Personal Goals - Savings Mindset - Investing 3 Journals Knowledge Check #1 Exam- Proctored	25 Days to complete Section #3 (adjust # of days if you wish to complete the course sooner).
#4 Credit Curriculum: FL10.7 FL10.8 - Credit - Protecting Personal Information - Security with Different Payment Methods	Assignments: - Credit - Protecting Personal Information - Security with Different Payment Methods 3 Journals	25 Days to complete Section #4 (adjust # of days if you wish to complete the course sooner).
#5 The Future Curriculum: FL10.9 FL10.10 - What’s the Plan - Funding Post Secondary Education - Putting it all together	Assignments: - What’s the Plan? - Research and Compare - Budgeting After Graduation 3 Journals Knowledge Check #2 Exam Proctored	25 Days to complete Section #5 (adjust # of days if you wish to complete the course sooner).